How to Safely Invest in Real Estate in Portugal

how to safely invest in real estate in portugal

If you’re wondering how to safely invest in real estate in Portugal, you have come to the right place. In this article, we’ll cover Legal challenges, taxes, and rent out rooms to students. You’ll also discover how to secure a mortgage. Read on to learn more! After reading this article, you’ll be a pro at spotting investment opportunities in Portugal. But first, let’s review a few basics.

Legal challenges

Buying foreign real estate in Portugal may seem intimidating and difficult for a non-native. The process is regulated by the government, but there are a few things to keep in mind to avoid falling victim to scams. If you’re a foreign national, be sure to check with your local government office for information on legal requirements before you invest. This article explores the legal challenges and benefits of buying real estate in Portugal.

The country’s government is not in favor of forced localization, but property rights are reliably enforced. The Portuguese Constitution guarantees the right to own private property and grants the Parliament the power to establish rules on renting and selling properties in the public domain. The Portuguese Civil Code of 1967 guarantees absolute ownership, but it can be restricted by mortgages and liens. Moreover, additional laws have been passed relating to time-sharing, condominiums, and land registration.

In Portugal, foreigners can own property directly or through a real estate company. The process of registration can be lengthy, so foreign investors can purchase a property through a local real estate firm. In addition to this, the cost of registering a property is 7.3 percent of the property’s value. In many cases, there are no restrictions on how much foreign investors can buy and own in Portugal. In addition, they can invest in a property that is under construction in another country.


If you’re thinking about buying a holiday home in Portugal, you’ll want to know about a few things before you make a purchase. Among these is the Imposto Municipal sobre as Imoveis (IMI), or local property tax. While property tax rates can vary by municipality, in Lisbon, they’re usually between 0.3% and 0.8% of the property’s value. Nevertheless, if you’re planning to live in your property, you may qualify for an exemption for three years. Those in mainland Portugal, however, will have to pay the IMI.

Investing in Portugal’s real estate market is a safe way to increase your returns without incurring too much risk. Portugal has been an attractive destination for tourists for decades. This has led to a paradigm shift in the country’s real estate market. Today, Portugal offers cheap and safe investments, with high liquidity and a diversified tourist offer. Besides that, the Portuguese economy is relatively stable and the value of property is growing steadily.

One of the safest ways to invest in the property market is by purchasing a rental property. Portugal has an excellent demand for rental properties, so you can rent out your property to tourists on Airbnb. The rents you earn from renting out the property will depend on the location of your investment. If you have a property in an upscale part of the city, you can even charge a high price for it. The key is to remember that the rents will depend on the location and the type of property.

Renting rooms to students

The rental market for student accommodation in Portugal presents an immense opportunity for investors. While the Portuguese government has provided free housing to around 12% of students, others are required to pay rent out of their own pockets. Renting rooms to students in your property can earn you a profit of 6% or more, depending on the size and number of rooms. This sector is booming in Lisbon and Porto, and the trend is likely to continue across Europe.

When investing in real estate in Portugal, you may consider renting out rooms to students, but be aware that the law has recently placed restrictions on short-term rentals in some areas. You should always research and check local laws before investing in your property. Despite the restrictions, Portugal’s property market is dynamic and offers a variety of opportunities, whether you’re looking for primary or secondary locations. If you’re interested in learning more about this industry, read on!

The student housing market in Portugal is becoming increasingly dynamic. Parents are looking for the best possible option within their budget. As a real estate investor in Portugal, renting out rooms to students is a great way to diversify your portfolio and get an income stream. There are a number of different methods that you can use to market your property to students. Using a specialized online listing service, like Uniplaces, can help you make money on the rental market in Portugal.

Getting a mortgage

Investing in real estate in Portugal requires a mortgage, and getting one will help you secure the property you want. However, it’s important to know that every buyer’s application is considered individually. For this reason, you can save yourself time and money by getting a free consultation from a mortgage expert. A Portuguese mortgage calculator can help you determine if you can afford the property you’re considering.

First, you should take a look at the economic situation of Portugal. The country has had its fair share of economic problems in the past, and the real estate market was particularly vulnerable during the global recession of 2008. In the years following the 2008 meltdown, the average property value decreased by 11%. However, the market has rebounded since then, and there are many reasons to believe that it’s a great time to invest in Portugal.

If you’re planning to buy rural property in Portugal, you should apply for a mortgage in advance. Not only will this help you make a wise decision on what you can afford, but it will also help you negotiate a higher price because you appear to be serious about investing. Portugal has over fifteen banks that offer mortgage loans. BBVA, Santander, Banco CTT, and Banco de Portugal are among those offering mortgage loans.

Buying commercial property

Real estate in Portugal is one of the safest investments you can make, and the country’s low-risk investment policy makes it a popular choice for investors from around the world. In fact, Portugal’s main urban areas are among the most popular investment spots in the country. In particular, the Algarve region offers investors an almost guaranteed return, thanks to the country’s beautiful sunshine. As one of the sunniest countries in Europe, tourism is a large contributor to the local economy.

Real estate in Portugal is subject to tax. However, if the property is part of an urban regeneration project or is located in a low-density area, investors are eligible for exemptions and discounts. Portugal’s real estate investment laws also give investors the ability to buy and sell commercial property from anywhere in the country, as long as the property is worth EUR500,000 or more. Once they’ve purchased their property, the investor must spend seven days in Portugal on a yearly basis to qualify for a residence permit. The price of residential properties in Portugal increased 0.5% in the first quarter of 2021, which is an excellent rate given the country’s economic and financial situation. While it’s impossible to predict how much property prices will rise, they’ve been steadily increasing over the years.

A legal team is crucial in the process of buying and selling property in Portugal. A professional legal team will help you find the property you want and make the necessary arrangements. They will also accompany you during the entire process, including the signing of the contract. Immigrant Invest’s experts will guide you through the process step-by-step, from selecting the right property to submitting the required documents. During the entire process, the lawyers of Immigrant Invest will accompany you every step of the way, ensuring that everything goes smoothly. During your trip to Portugal, you can also meet with the team and get familiar with the culture and traditions.

Getting a Portugal Golden Visa

Investing in real estate in Portugal is an excellent way to obtain a passport and become a citizen of the country. A Portugal Golden Visa allows you to become a resident in one of the European Union countries, acquire liquid real estate and sell it or rent it out. After five years, you’ll automatically receive a Portuguese passport. However, it is important to remember that you need to visit Portugal at least once a year in order to keep your visa valid.

Getting a Portugal Golden Visa to invest can be a daunting task. It can be difficult to navigate the complex Portuguese legal system, especially if you don’t speak the language. For this reason, you will want to seek out legal assistance. In addition, a Portugal lawyer will be able to help you apply for a Portugal Golden Visa. If you’re planning on investing in real estate in Portugal, a Portugal lawyer will help you get the necessary documents.

A Portugal Golden Visa is a residence permit that is granted in exchange for certain investments in the country. Besides allowing investors to travel throughout the Schengen Area, a Portugal golden visa doesn’t require tax residency in Portugal. It allows you to bring your whole family with you. The only catch is that you can only invest in residential real estate in the Azores and Madeira, as well as certain inland areas of Portugal. However, commercial real estate is not restricted and is often an excellent choice for Golden Visa investors.